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    Plan B
    Same cover, lower price, full stop.

    Get a Quote

    Level Health Plan B

    Ireland's best-value family health insurance plan*

    More for families. Less from the family budget.


    Plan B combines comprehensive cover, everyday healthcare benefits and access to QuickClinic in one great-value package. Now with a lower price, it's designed to give families more of what they need from their health insurance.


    Same cover. Lower price. Less pressure around the kitchen table.

    Lower price, the same great benefits

    Why choose Plan B?

    Access to scans and urgent care

    Care that moves faster.

    With Plan B, you’re covered in 65+ scan centres nationwide, and more urgent care clinics and private emergency departments than any other insurer.

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    24/7 access to doctors via QuickClinic

    WhatsApp, Doc?

    Our QuickClinic gives you 24/7 unlimited access to message, WhatsApp or video call with a doctor on-demand. You also get unlimited video appointments with nutritionists, psychologists and physios. 

    Learn More

    Free worldwide travel insurance

    Catch the travel bug. 

    Whether it’s sun, snow or a city break, you’ve got annual multi-trip travel cover included for trips up to 60 days. Making your adventures a little easier.

    Learn More

    €50 towards your gym or sports club membership

    Work out, cash in. 

    From GAA to gym membership and kids’ classes, our Wellness Support Benefit gives you €50 back towards your membership every year. 

    Learn More

    Exclusive savings on health screening

    Stay on top of your health.

    Get exclusive discounts on in-clinic health screening and at-home test kits through our trusted partner Randox Health.

    Learn More

    Cover that fits your
    budget

    Flex to fit.

    Family budgets come in all shapes and sizes, so our cover does too. Choose the excess and extras that make sense for your family.

    Learn More

    I Included in Our health insurance plans

    World wide multi-trip travel insurance at no extra cost
    Included in all core plans

    24/7 access to
    QuickClinic
    Included in all core plans

    Kids free
    under 3

    Great discounts from Aviva for car & home insurance

    Group of colleagues celebrating pride month.

    Free worldwide multi-trip travel insurance

    Provided by Allianz Partners on behalf of Level Health, worldwide multi-trip travel insurance is included with plans - A, B, C, D and E, for everyone on your policy. Get coverage for trip cancellations, travel delays, lost luggage, missed flights, and enhanced medical cover. It even includes winter sports.

    Travel smart and stress-free with Level Health.

    More about travel insurance

    Let's break things down

    What does Plan B cover?

    Explore exactly what’s included here, from hospitals and urgent care, to useful everyday benefits like GP and physio visits. 

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    Plan B

    From

    €82.89

    / month

    €994.64 / year

    Benefits for Plan B (with €300 excess)

    • Private room in public hospitals

    • Semi-private room in private hospitals with €300 excess per admission

    • €2,000 co-payment on specified orthopaedic procedures and subject to €400 co-payment on specified ophthalmic procedures.

    • Full cover for participating consultants.

    • Psychiatric treatment; Full cover up to 100 days per calendar year 

    • Drug, alcohol, gambling & substance abuse; cover up to 91 days every 5 years - subject to excess

    • Cover subject to pre-approval for Genetic, Oncotype, FoundationOne CDx testing.

    • Full cover for MRI, CT, DEXA, Mammogram & PET CT in aproved facilities

    • Up to €100 for ultrasound

    • Up to €100 for mammogram in non-approved centres.

    • Up to €150 for MRI, CT in non-approved centres.

    • Up to €30 towards 1 GP, physiotherapy and counselling visit per year.

    • Up to €50 per year wellness support benefit.

    • Up to €400 towards vasectomy.

    • Range of benefits towards excess of €125 e.g. Consultant up to €50, Emergency Dental up to €250 and more.

    • Get free unlimited medical advice from qualified Irish-based doctors, midwives and mental health professionals. Whether you have a health concern or simply want reassurance, support is available 24/7.

    • You can access 24/7 video or WhatsApp consultations with an Irish-based doctor. Unlimited video calls with a physiotherapist, nutritionist and physiotherapist.

    • Maternity in-patient hospital delivery – Full cover up to 3 nights

    • In-patient maternity consultant fees – Full cover for participating consultants

    • Post-natal home support (if hospital stay is less than 3 nights) – Up to €800 for eligible expenses per pregnancy if home after 1 night in hospital, or up to €400 if home after 2 nights in hospital

    • Pre-natal care – up to €350 for eligible expenses

    • Post-natal care – up to €250 for eligible expenses

    • Homebirth cover up to – €3500

    • Up to €100,000 per annum for emergency treatment abroad

    • Up to €1,000,000 repatriation

    • €1000 Companion expenses

    • €200 towards urgent care abroad

    • Up to €200 back per visit towards urgent care at 31 centres nationwide, including access to public minor injury units, public and private A&E departments, Laya Health & Wellbeing Clinics, and Irish Life Health Express Care Clinics.

    • QuickClinic mental health support includes on-demand messaging with a mental health professional, unlimited psychologist appointments, and an on-demand mental health assessment. Inpatient treatment up to 100 days per year as per the hospital cover.

    • An outpatient excess of €125 applies towards the following benefits: consultant visits covered up to €50 per visit, emergency dental up to €250 per claim, pathology tests up to €20 per test with fees up to €25 per test, and radiology tests up to €20 per test with fees up to €25 per test.

    • Free worldwide multi-trip travel insurance is included at no extra cost, covering everyone on your policy and including winter sports.

    Get a quote

    Oh, and there's more

    A few extra perks from our friends at Aviva

    As a Level Health member, you get access to exclusive Aviva savings, including 50% off home insurance, and 15% off car insurance and mortgage protection.


    One insurance provider, all your insurance sorted. It's extra value that goes beyond health insurance and helps your family budget go a little further.

    Learn More

    Get a quote
    allica-hand-with-card

    Oh, and there's more

    A few extra perks from our friends at Aviva

    As a Level member, you get access to exclusive Aviva savings, including 50% off home insurance, and 15% off car insurance and mortgage protection.


    One insurance provider, all your insurance sorted. It's extra value that goes beyond health insurance and helps your family budget go a little further.

    Get a quote
    allica-hand-with-card

    Level Health Plan B

    Ready to get covered for less?

    Get Ireland’s best-value family health insurance plan for just €82.89 per adult per month.

    Get a Quote

    Price comparison

    How does Level Health plan A compare?

    Adult Plans
    Level Health — Plan B 300
    €935.8
    ILH — My Plan 350
    €988.10
    VHI — Enhanced Care 350
    €1,133.47
    LAYA — Signify
    €1,171.51
    Child Plans
    Level Health — Plan B 300
    €217.84
    ILH — My Plan 350
    €235.4
    VHI — Enhanced Care 350
    €178.11
    LAYA — Signify
    €322.01
    Family Plans (2+2)
    Level Health — Plan B 300
    €2,307.28
    ILH — My Plan 350
    €2,447.00
    VHI — Enhanced Care 350
    €2,623.16
    LAYA — Signify
    €2,987.04
    You save vs. competitors:
    vs ILH: saving €139.72
    vs VHI: saving €315.88
    vs LAYA: saving €679.76

    Frequently asked questions

    What types of health insurance plans does Level Health offer?
    Expand

    Level Health offers a variety of health insurance plans, ranging from basic to comprehensive coverage. Each plan provides different levels of benefits, including everyday health expenses, hospital coverage, maternity benefits, fertility support, and specialist care.

    What cash benefits are included in Level Health plans?
    Expand

    All plans include cash benefits for everyday health expenses, with no excess. Higher-level plans also provide additional cash benefits.

    Does Plan B cover GP visits and other everyday health expenses?
    Expand

    Yes, all Level Health plans offer cashback for everyday health expenses, including GP, physiotherapy and counselling. Claiming is simple - just upload your receipts through the claims tool in the app or on our website, and you'll be reimbursed in a few days.

    What is a waiting period?
    Expand

    A waiting period is a time period you need to wait before you can claim for a particular benefit on your plan. The amount of time you have to wait will vary depending on whether the claim is for a new condition, a pre-existing condition, a maternity claim or for an upgrade in cover.  


    Find out more about waiting periods here.

    What waiting periods will I need to serve with Level Health?
    Expand

    If you are new to health insurance and have never had cover, waiting periods will apply to new and pre-existing conditions. However, if you are a switcher and are switching from a comparable level of cover, there is no re-serving of waiting periods. 


    Find out more about waiting periods here.

    What is an Upgrade Waiting Period?
    Expand

    A 2 year upgrade waiting period is applied when you increase your level of cover from what you had. The waiting period only applies to pre-existing conditions and not for any new conditions that may develop after you upgrade. 


    Find out more about waiting periods here.

    Can I access the Aviva perks with Level Health Plan B?
    Expand

    All Level Health customers can access the exclusive Aviva perks, such as discounts on home, car, and mortgage protection insurance.

    Find out more about Aviva perks here.

    Can I access the Randox discounts with Level Health Plan B?
    Expand

    All Level Health customers can access the exclusive discounts on Randox in-clinic and at-home screening tests.

    *Level Health Plan B with a start date from 1 July 2026. Best value when comparing Plan B 300 to VHI Enhanced Care 350, Laya Signify & ILH MyPlan 350, based on a family of 2 adults and 2 kids where kids are aged 3-17, correct as of 28 May 2026.

    Level Health Limited trading as Level Health is regulated by the Central Bank of Ireland. Health insurance products provided by Level Health Limited are underwritten by Aviva Insurance Ireland DAC. Aviva Insurance Ireland DAC, trading as Aviva, is regulated by the Central Bank of Ireland. Terms, conditions and exclusions apply. Travel insurance is provided by Allianz Partners on behalf of Level Health. AWP P&C S.A. – Dutch Branch, trading as Allianz Partners, registered at the Dutch Authority for the Financial Markets and authorised by L’Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and regulated by the Central Bank of Ireland for conduct of business rules.